How does the car insurance quote comparison work on car-insurance.lu?

You complete one form in 3 steps covering your contact details, vehicle, and insurance history. Your profile is forwarded to WeSave SAS's licensed partner insurer(s) in Luxembourg. A licensed agent contacts you within one business day with a personalised price. The service is free and non-binding — no obligation to subscribe.

Which insurers operate in Luxembourg for car insurance?

Four insurers are licensed by the Commissariat aux Assurances (CAA) to sell car insurance in Luxembourg: LALUX (easyPROTECT Auto — 3 tiers), Foyer (mobilé and moov ranges), AXA (OptiDrive — 3 tiers) and Baloise (Drive — 2 tiers with modular packs). All four are CAA-supervised and required to honour the legal bonus-malus scale.

Can I compare car insurance quotes as an expat arriving in Luxembourg?

Yes. Indicate your expat or new-arrival situation in the form. Luxembourg insurers accept foreign bonus-malus attestations from EU countries, the UK and many other nations. Without an attestation you start at degree 11, but a clean foreign record is typically recognised and can reduce your first-year premium significantly.

Is this quote comparison service free?

Yes, entirely free and non-binding. WeSave SAS (ORIAS 26004449) is an insurance intermediary remunerated by partner insurers only in the event of an actual policy subscription following a referral. The consumer pays nothing at any stage.

Compare Car Insurance Quotes in Luxembourg [YEAR]

⚡ How this works

Luxembourg has four licensed car insurers regulated by the CAA: LALUX (easyPROTECT), Foyer (mobilé & moov), AXA (OptiDrive) and Baloise (Drive). This form collects your driver profile and vehicle details. Your request is forwarded to our licensed partner(s). A partner agent contacts you within one business day with personalised pricing. You compare and decide — zero pressure, zero obligation.

Request Your Car Insurance Quotes

3 steps · Under 3 minutes · No commitment · English-language form

Step 1 of 3

Your contact details

First name *

Last name *

Email *

Phone

Luxembourg address

Date of birth *

Licence date *

Your situation

Step 2 of 3

Your vehicle

Make *

Model *

First registration *

Fuel

Power (kW/CV/HP)

Safety equipment

Step 3 of 3

Insurance history & preferences

Current / previous insurer

Bonus-malus degree (if known)

At-fault accidents (last 5 years)

Coverage level sought

I agree to be contacted by WeSave SAS's licensed insurance partner(s) in Luxembourg with personalised car insurance quotes. I understand WeSave SAS (ORIAS 26004449) is a commercial intermediary that may be remunerated by partners upon subscription. I can withdraw consent at any time. Privacy Policy.

Free · Non-binding · Partner agent contacts you within 1 business day

✓

Your request has been sent!

A licensed partner agent will contact you within 1 business day with a personalised quote.

In the meantime: Compare all 4 insurers or use the Coverage Advisor.

This service is operated by WeSave SAS (ORIAS 26004449), a licensed insurance intermediary. WeSave SAS is not an insurer. All quotes are provided by the licensed partner insurer(s). Full disclosure: Legal Notice.

Luxembourg's 4 Licensed Insurers

LALUX

easyPROTECT — 3 tiers, no deductible on Casco, bonus protection in top tier

Foyer

mobilé & moov — most modular, widest option catalogue

AXA

OptiDrive — Joker Taxi in all plans, limited-mileage option available

Baloise

Drive — driver protection & 24/7 assistance included in base plan

🕐 What happens next

You submit your profile — 3 steps, under 3 minutes

WeSave SAS forwards your request to licensed partner(s)

A licensed agent reviews your profile and vehicle

You receive personalised quotes within 1 business day

You compare and decide — zero pressure, no obligation

📋 Useful to have ready

📛 National ID or passport
🚗 Vehicle registration certificate
🪪 Driving licence
📄 Bonus-malus attestation (from previous insurer)
🌍 Foreign no-claims letter if applicable

🌍 Expats welcome

Foreign bonus-malus histories from France, Belgium, Germany, the UK and most EU countries are accepted by Luxembourg insurers. Indicate your situation and the agent will assess your transferable history.

Questions about the process

Quote FAQ

Which insurer will contact me?

Your request is forwarded to WeSave SAS's licensed partner insurer(s) in Luxembourg. All four Luxembourg car insurers — LALUX (easyPROTECT), Foyer (mobilé & moov), AXA (OptiDrive) and Baloise (Drive) — are CAA-regulated. WeSave SAS's current commercial partnerships are fully disclosed in the Legal Notice.

I'm a new expat with no Luxembourg history — can I get a quote?

Yes. Select "New arrival / Expat" in the form. Luxembourg insurers accept foreign bonus-malus attestations from EU countries, the UK, Switzerland and many others. Request this document from your current insurer before cancelling your old policy. A clean foreign record can reduce your first-year premium significantly — in some cases equivalent to several years of local bonus progression.

Is this service free? Is there any obligation?

Completely free and non-binding. WeSave SAS (ORIAS 26004449) is remunerated by insurance partners only in the event of an actual policy subscription — not by you. You receive your quotes, compare them freely, and decide without any pressure.

Can I get a quote for an electric vehicle?

Yes. Select "Electric" as the fuel type. Luxembourg's four licensed insurers all cover EVs under their standard plans. AXA OptiDrive includes specific EV features (charging cable theft cover). Baloise, LALUX and Foyer also cover batteries and EV-specific risks under their Casco guarantees.

Note: This quote request service is operated by WeSave SAS (ORIAS 26004449), a licensed insurance intermediary. WeSave SAS is not an insurer and does not issue policies or handle claims. All quotes are provided by the licensed insurer(s) who contact you. CAA supervision of Luxembourg insurers: caa.lu. For editorial car insurance guides: Switchr.lu →
Last updated: [MONTH_YEAR_CAP] — WeSave SAS, ORIAS 26004449.